Terms & Conditions

1. Welcome to NekiPayhub.com (hereinafter referred to as "the Website"), operated by Neki Payhub Solution Private Limited (hereinafter referred to as "the Company"), registered at GROUND FLOOR, HN PVT 104, PLOT 45, BLOCK C-1, PARTAP VIHAR, Prem Nagar, New Delhi, North West Delhi, Delhi, 110086. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read these Terms & Conditions carefully before using our services.

2. Services Provided The Company operates in the field of Neo Banking, DMt (Domestic Money Transfer), bill payments through BBPS (Bharat Bill Payment System), and AEPS (Aadhaar Enabled Payment System).

3. How We Use Your Information We may use the information we collect for various purposes, including but not limited to: Providing and maintaining our services. Personalizing your experience and delivering customized content. Processing transactions and providing customer support. Communicating with you about updates, promotions, and other relevant information. Analyzing trends and improving our website and services. Complying with legal obligations and enforcing our policies.

Information Sharing We may share your information with third-party service providers, affiliates, business partners, or other parties as necessary to provide our services and fulfill our business purposes. We may also disclose your information in response to legal requests, to protect our rights or property, or to prevent fraudulent activities.

4. User Conduct By accessing our website, you agree to use our services for lawful purposes only and in accordance with these Terms & Conditions, any applicable laws, and regulations. You agree not to: Use the services for any illegal or unauthorized purpose. Interfere with or disrupt the integrity or performance of the website or services. Attempt to gain unauthorized access to any part of the website or services. Transmit any viruses or harmful code. Engage in any activity that could damage, disable, overburden, or impair the website or services.

5. Account Registration To access certain features of the website or services, you may be required to register for an account. You agree to provide accurate and complete information during the registration process and to keep your account information updated. You are solely responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.

6. Intellectual Property The content, logos, trademarks, and other materials available on the website are owned by or licensed to the Company and are protected by intellectual property laws. You agree not to reproduce, distribute, modify, or create derivative works of any materials without prior written consent from the Company. Limitation of Liability The Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the website or services. In no event shall the Company's total liability to you exceed the amount paid by you, if any, for using the services.

7. Privacy Policy Your use of the website or services is subject to our Privacy Policy, which governs the collection, use, and disclosure of your personal information. By using our services, you consent to the terms of our Privacy Policy.
8. Termination The Company reserves the right to terminate or suspend your access to the website or services at any time, without prior notice, for any reason or no reason at all. Upon termination, your right to use the services will cease immediately.
9. Governing Law These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms & Conditions shall be subject to the exclusive jurisdiction of the courts located in New Delhi.
10. Amendments The Company reserves the right to update or modify these Terms & Conditions at any time without prior notice. It is your responsibility to review these Terms & Conditions periodically for any changes. Your continued use of the website or services after the posting of any modifications constitutes acceptance of those changes. If you have any questions or concerns about these Terms & Conditions, please contact us at contact@nekipayhub.com. By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.